Protect Yourself and Report the Latest Frauds, Scams, Spams, Fakes, Identify Theft Hacks and Hoaxes
There are affiliate links on this page.
Read our disclosure policy to learn more.
Have you received an email from Joanna Nash of "DBS Group Inc." offering you a job as a "Financial Agent"? But oddly, they require you to pay the "courier company" to send documents, visa's or other items, or cash a large advance check and send some of the money via Western Union?
At some point in the scam, you will either:
It is an AFF / Money transfer Scam. They'll send you counterfeit checks which you are supposed to deposit, take out some amount, and then MoneyGram or Western Union wire the remaining 90%. There's a reason for this: Western Union and MoneyGrams are cashed immediately and are untraceable and irretrievable. Bank checks can take 1 or 2 weeks to clear!
Of course, since the check is fake, it will bounce a week or so later after you deposit it. But you have already moneygram'ed the scammers the 90% of the amount, and that is transacted almost instantly. So you now owe the bank for the full amount. You may also face criminal charges for passing counterfeit checks. See this page for a step-by-step explanation of how the scam unfolds.
In the email below, there are some many red flags, we can't imagine any way it could be legitimate. Any time any potential employer asks you to send money via Western Union, IT MUST BE A SCAM. No legitimate company would transfer money this way. They will all have access to a more secure bank wire or direct deposit method.
Other clues that this is a scam are:
Do you have a resume posted online? We'd like to hear from you about your experiences recruiting emails that turned out to be scams or misleading - click here to write us.
Any highlighted passages in the actual scam email below are to draw your attention to clues (the highlighting itself was not present in the original email).
Dear Tom Johnson ,
My name is Joanna Nash and I present DBS Group Inc. This letter confirms that your resume was carefully processed and you meet our requirements for Financial Manager vacancy.
Our company is based in the USA and well-known all over the world. We offer financial services like escrow for buyers and sellers (online auctions around the globe, offered both on closed commercial auctions (stock sales, business sales etc.) and on ebay.com, amazon.com, yahoo.com).
Financial Agent is a part-time position with a flexible schedule. You have to work only 2-3 hours a day (Monday- Friday) staying at home! Communicate with clients via Internet and by the phone!
Company covers all the fees related to this employment. Successful applicants are offered a trial period (1 month). During this time you will be trained, receive online support while working and being paid.
We'll pay $2,300 per month + 8% commission from each successfully completed transaction. Total income is about $4,500 per month
Are you interested? Please, contact us by e-mail: employment.dbs.job@gmail.com and feel free to ask all your questions !
* fill in the form below and attach to your message
++++++++++++++++++++++++FORM+++++++++++++++++++++++++
First name:_____________________________
Last name:_________________________
Country of residence:_______________________
Contact phone:_______________
Preferred call time:______________
++++++++++++++++++++++++FORM+++++++++++++++++++++++++
We found your resume at www.careerbuilder.com. This letter confirms that your resume has been duly processed and your skills completely meet our requirements for Financial Manager vacancy.
Yours truly,
Joanna Nash
DBS Group Inc.
There are a variety of sleazy scams that look, at first glance, like legitimate job offers. Before you write back to them, pause a moment and read about the scams below!
Some of the more common job scams are