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Have you received an email from Mr Steven Cole of "Narmada Textiles" in Denpasar, Bali, Indonesia (or ANYWHERE else) offering you a job as a "Representative/Book keeper", "Payment Officer", "local agent" or "local representative" in which you "receive payments", deduct your "Processing fee", deposit the checks and then wire most of the money to an overseas "company"? They need you to do this because they "don't have an office in the U.S."... but also "you don't need to have an office". Hmmm, aren't they contradicting themselves? If you don't need an office... why don't they do it? Don't they have a bank account?
It is an AFF / Money transfer Scam. They'll send you counterfeit checks which you are supposed to deposit, take out some percentage (typically, 10%) for your work, and then MoneyGram or Western Union wire the remaining 90%. Notice that although you receive checks, they won't let you forward a check to them, only Western Union or Money Gram. There's a reason for this: Western Union and MoneyGrams are cashed immediately and are untraceable and irretrievable. Bank checks can take 1 or 2 weeks to clear!
Of course, since the check is fake, it will bounce a week or so later after you deposit it. But you have already moneygram'ed the scammers the 90% of the amount, and that is transacted almost instantly. So you now owe the bank for the full amount. You may also face criminal charges for passing counterfeit checks aka, check cashing fraud and money laundering. See this page for a step-by-step explanation of how the scam unfolds.
Do you have a resume posted online? We'd like to hear from you about your experiences recruiting emails that turned out to be scams or misleading - click here to write us.
Notice the passages we have highlighted in the actual scam email below. They illustrate some of the additional clues that it is a scam, such as the email comes from a free email account (such as Yahoo.com, Hotmail.com, Aim.com, Gmail, cox.net, etc.). Wouldn't you expect a company to have its own website and email address (after all, it only costs about $200/year; every reputable company has its own website these days!) And don't be surprised if the scammers do put the names of real companies, real websites and events in their scams; it doesn't mean anything at all!
NARMADA TEXTILES.
Jalan Gunung Soputan No. 2X,
Denpasar, Bali, Indonesia.
Phone: (62-361) 486 077, 486 078.
Web Site: http://www.textiles.comI am Mr Steven Cole, Job Instructor for Narmada Textiles.Am here to Present to you a Part Time Job. Work from Home/Temporarily and get paid weekly.We are glad to offer you for a job position in our organization,NARMADA TEXTILE LIMITED INDONESIA.
We need someone to work for the company as a Representative/Book keeper in the USA.This is in view of our not having an office presently in the USA and EUROPE.You don't need to have an office and this certainly won't disturb any form of work you have presently.
YOUR TASKS ARE:
1. Receive payment from Customers and co-ordinate payments.
2. Receiving and re-mailing of official letters.
3. Cashing or processing of Payment at your Bank.
4. Deduct 10% which will be your percentage/pay on Payment processed
5. Forward balance after deduction of percentage/pay to any of the offices you will be contacted to send funds to through Money transfers.
This takes barely hours, so it will give us a possibility to get customer's payment almost immediately. For example you got $3000.00, you take your income/benefit: $300.00 Send to us: $2700.00, First month you will have 15-20 transactions on $3000.00- $12000.00 so you may calculate your income.
Our payments will be issued out in your name and you can have them cashed in your bank or other Cashing Services, deduct your benefit and forward the balance as we will instruct. We are looking only for the worker who satisfies our requirements and will be an earnest assistant and we understand it is an unusual and incredible job offer.
The job offer is legitimate and applicable to citizens of USA, CANADA, EUROPE, Only.
We are glad to offer this job position to you. If you feel that you are a serious and honest worker and you want to work for NARMADA TEXTILE LIMITED INDONESIA.
OUR REQUIREMENTS:
FIRST NAME:
LAST NAME:
ADDRESS(NOT P.O BOX):
CITY:
STATE:
PROVINCE/TERRITORY:
ZIP CODE :
COUNTRY:
PHONE NUMBER:
AGE:
GENDER:
E MAIL:
PRIMARY LANGUAGE:
PRESENT ENPLOYEMENT (IF ANY):
PRESENT POSITION (IF ANY):
Send Your Reply to: (steven.cole2007@yahoo.com.hk)
N:B- WE NEVER ASK YOU FOR ANYTHING MORE THEN THAT, NO BANK NAMES, NO BANK ACCOUNT NUMBER, ROUTING NUMBER,CREDIT CARD,PASSWORDS, SSN # ETC.
IF ANYONE ASKS FOR THOSE ON OUR BEHALF PLEASE DO NOT GIVE OUT THIS.
THIS TO ENSURE YOUR SECURITY AND NON INVOLVEMENT IN CASES OF IDENTITY THEFT.IF ANYONE ASK YOU FOR ANY OF THOSE INFO IN OUR NOTICE PLEASE REPORT TO YOUR NEAREST LOCAL OR FEDERAL AUTHORITIES.
THANKS.
Steven Cole.
JOB INSTRUCTOR. (steven.cole2007@yahoo.com.hk) NARMADA TEXTILES.
Jalan Gunung Soputan No. 2X,
Denpasar, Bali, Indonesia.
There are a variety of sleazy scams that look, at first glance, like legitimate job offers. Before you write back to them, pause a moment and read about the scams below!
Some of the more common job scams are